45jl Privacy Policy

This Privacy Policy is issued by the operator of the 45jl platform, accessible at 45jl.cam (hereinafter referred to as "45jl", "we", "us", or "our"). 45jl operates an online casino and sports betting platform serving registered players in the Philippines.

For the purposes of the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines and its implementing rules and regulations, 45jl acts as the Personal Information Controller (PIC) in respect of personal data collected and processed through the 45jl platform.

45jl collects only the personal data that is necessary to provide the platform's services, comply with Philippine regulatory obligations, and maintain a safe and secure gaming environment for all Filipino players. The categories of personal data we collect include the following:

Registration and Identity Data

• Full legal name as it appears on a government-issued identification document.
• Date of birth, for the purpose of verifying that you meet the 21+ age requirement under PAGCOR regulations.
• Registered mobile number (Philippine +63 format) or email address used for account creation.
• Username and encrypted account password.
• Nationality and residential address in the Philippines.

KYC Verification Documents

• Copy of a valid Philippine government-issued ID, which may include a passport, driver's licence, PhilSys National ID, SSS ID, GSIS ID, PRC ID, voter's ID, or postal ID.
• A selfie or liveness check image for identity confirmation purposes.
• Proof of ownership of the payment method used for deposits, such as a screenshot of a GCash or Maya account showing the registered name.

Financial and Transaction Data

• Payment method details, including GCash mobile number, Maya account reference, or bank account name and number for BPI, BDO, UnionBank, or Metrobank transfers.
• Records of all deposits, withdrawals, wagers, game results, and bonus transactions associated with your 45jl account.
• Transaction timestamps, amounts in Philippine Pesos (₱), and associated reference numbers.

Technical and Usage Data

• IP address and approximate geographic location at the time of login.
• Device type, operating system, and browser version used to access the 45jl platform.
• Session data including login timestamps, pages visited, games played, and duration of activity.
• Cookie and similar tracking technology data as described in Section 7 of this Policy.

Communications Data

• Content of live chat conversations, email correspondence, and support tickets exchanged between you and the 45jl support team.
• Records of responsible gaming interactions, including deposit limit settings, self-exclusion requests, and session reminder preferences.

45jl collects personal data through the following means:

• Directly from you — when you complete the account registration form, submit KYC documents, initiate a deposit or withdrawal, contact support, or update your account settings.
• Automatically — through cookies, web server logs, and analytics tools that record technical and usage data when you access the 45jl platform, as described in Section 7.
• From payment providers — GCash, Maya, and Philippine bank partners may confirm transaction statuses and account name matching details to 45jl as part of the payment processing flow.
• From KYC verification services — licensed identity verification partners process document and liveness checks and return a verification result to 45jl. These partners operate under their own privacy policies and data processing agreements with 45jl.
• From game providers — certified providers may share game session outcome data with 45jl for the purpose of wallet settlement, dispute resolution, and responsible gaming monitoring.

45jl processes your personal data for the following specific purposes:

• Account management: Creating, maintaining, and securing your 45jl account, including authentication, password resets, and two-factor verification.
• Payment processing: Executing deposits and withdrawals via GCash, Maya, BPI, BDO, UnionBank, Metrobank, 7-Eleven Cliqq, USDT TRC20, and Coins.ph.
• Identity verification (KYC): Confirming that you meet the 21+ age requirement and verifying your identity to comply with PAGCOR regulations and the Anti-Money Laundering Act (AMLA) of the Philippines.
• Platform delivery: Providing access to games, live dealer services, the sportsbook, promotions, and all other features of the 45jl platform.
• Customer support: Responding to account queries, payment issues, responsible gaming requests, and dispute resolution.
• Responsible gaming: Monitoring play patterns, enforcing deposit and loss limits, processing self-exclusion requests, and identifying signs of potential problem gambling as required by PAGCOR's responsible gaming framework.
• Regulatory compliance: Maintaining records and reporting to PAGCOR, the Anti-Money Laundering Council (AMLC), and other competent Philippine authorities as required by law.
• Security and fraud prevention: Detecting and preventing unauthorised account access, payment fraud, bonus abuse, and other prohibited conduct.
• Platform improvement: Analysing aggregated, anonymised usage data to improve the performance, features, and user experience of the 45jl platform.

45jl does not use personal data to make automated decisions that produce significant legal effects on individual players without human review.

Under the Data Privacy Act of 2012 and its implementing rules, 45jl processes your personal data on the following legal bases:

• Contractual necessity: Processing is necessary to perform the contract between 45jl and you as a registered player, including account management, payment processing, and game delivery.
• Legal obligation: Processing is required to comply with PAGCOR licensing conditions, AMLA reporting obligations, NPC data protection requirements, and other applicable Philippine law.
• Legitimate interests: Processing is necessary for 45jl's legitimate interests in fraud prevention, platform security, and responsible gaming monitoring, where those interests are not overridden by your rights and freedoms.
• Consent: Where 45jl processes personal data for purposes beyond those described above — such as direct marketing communications — we will seek your explicit consent and provide a clear mechanism to withdraw it at any time.

45jl does not sell, rent, or trade your personal data to any third party. We share personal data only in the following limited circumstances, and only to the extent necessary for the stated purpose:

• Licensed game providers (including JILI Games, Pragmatic Play, PG Soft, and others): Session data is shared to settle wallet transactions and resolve game disputes. Providers receive only the minimum data required for these purposes.
• Payment processors (GCash, Maya, BPI, BDO, UnionBank, Metrobank): Transaction data including name, account reference, and amount is shared solely for the purpose of executing deposit and withdrawal instructions.
• KYC and identity verification partners: Identity document and liveness data is shared with licensed verification service providers for the sole purpose of fulfilling age and identity verification obligations. These partners are bound by data processing agreements consistent with RA 10173.
• Regulatory and law enforcement authorities: 45jl will disclose personal data to PAGCOR, the AMLC, the NPC, or other competent Philippine authorities where required to do so by law, court order, or valid legal process.
• Platform technology service providers: Hosting, analytics, cybersecurity, and customer support technology providers may process limited technical data on 45jl's behalf under strict contractual data protection obligations.

The 45jl platform uses cookies and similar tracking technologies to deliver a functional, personalised, and secure user experience. A cookie is a small text file stored on your device by your browser when you visit a website.

45jl uses the following categories of cookies:

• Strictly necessary cookies: Required for the platform to function. These include session authentication cookies that keep you logged in during an active 45jl session and security cookies that prevent cross-site request forgery. These cannot be disabled.
• Functional cookies: Store your preferences such as language settings, game lobby layout, and responsible gaming limit settings so they persist between sessions.
• Analytics cookies: Collect anonymised, aggregated data about how players navigate the 45jl platform — including pages visited, time on site, and common navigation paths — to help us improve the platform. No personally identifiable information is included in analytics data sets.
• Security and fraud detection cookies: Assist in identifying unusual login patterns, detecting bots, and flagging potentially fraudulent account activity.

You may control non-essential cookies through your browser's cookie settings. Note that disabling certain cookies may affect the functionality of the 45jl platform, including the ability to maintain a login session. Detailed cookie configuration instructions are available through the cookie settings panel accessible from the 45jl platform footer.

45jl retains personal data only for as long as is necessary to fulfil the purposes for which it was collected, and in accordance with the minimum retention periods required by Philippine law.

• Active account data is retained for the duration of your account registration and for a minimum of five (5) years following account closure, in compliance with AMLA record-keeping requirements.
• KYC documents are retained for a minimum of five (5) years from the date of submission, or longer where required by a specific PAGCOR or AMLC directive.
• Transaction records are retained for a minimum of ten (10) years from the date of the transaction, in compliance with the Anti-Money Laundering Act of the Philippines.
• Support communications are retained for three (3) years from the date of the interaction, unless they relate to an unresolved dispute or regulatory investigation.
• Technical and usage data in identifiable form is retained for a maximum of twelve (12) months, after which it is anonymised or deleted.

Upon expiry of the applicable retention period, personal data is securely deleted or anonymised in a manner that renders it irrecoverable.

45jl implements a layered approach to data security, combining technical, organisational, and procedural safeguards to protect your personal data against unauthorised access, disclosure, alteration, or destruction.

Technical security measures in place at 45jl include:

• 256-bit SSL/TLS encryption for all data transmitted between your device and 45jl servers.
• Server-side encryption of stored personal data, including KYC documents and payment account references.
• Multi-factor authentication controls for 45jl administrative systems, with role-based access restrictions limiting data access to authorised personnel only.
• Continuous security monitoring, intrusion detection systems, and regular penetration testing of the 45jl platform and infrastructure.
• Secure, geographically redundant data backup systems with tested recovery procedures.

In the event of a personal data breach that is likely to affect your rights and freedoms, 45jl will notify affected players and the National Privacy Commission (NPC) within the timeframes required by RA 10173 and NPC Circular 16-03.

As a data subject under the Data Privacy Act of 2012, you may exercise any of the following rights in relation to your personal data held by 45jl:

• Right to Access: Request a copy of the personal data 45jl holds about you, including the categories of data, the purposes for which it is processed, and the third parties with whom it has been shared.
• Right to Rectification: Request correction of any inaccurate or incomplete personal data in your 45jl account. Minor corrections such as email address or mobile number updates can be made directly from your account settings.
• Right to Erasure: Request deletion of personal data that is no longer necessary for the purposes for which it was collected, subject to 45jl's legal obligation to retain certain data under AMLA and PAGCOR regulations as described in Section 8.
• Right to Object: Object to the processing of your personal data for specific purposes, including direct marketing. Where your objection relates to processing based on legitimate interests, 45jl will balance your objection against its legitimate grounds for processing.
• Right to Data Portability: Request a copy of the personal data you have provided to 45jl in a structured, commonly used, and machine-readable format.
• Right to Lodge a Complaint: If you believe 45jl has processed your personal data in a manner inconsistent with RA 10173, you have the right to lodge a complaint with the National Privacy Commission of the Philippines (privacy.gov.ph).

To exercise any of the above rights, contact the 45jl support team via live chat or email. We will respond to privacy rights requests within fifteen (15) calendar days of receipt, in accordance with NPC guidelines. We may require identity verification before processing a data rights request to ensure that personal data is not disclosed to an unauthorised party.

The 45jl platform is strictly prohibited for use by individuals under the age of 21 years. 45jl does not knowingly collect personal data from persons under 21 years of age. The platform employs age verification controls during registration and KYC processes to enforce this restriction.

If 45jl becomes aware that personal data has been collected from a person under 21 years of age, it will take immediate steps to close the associated account, delete the personal data collected, and return any deposited funds to the source payment method after verification.

If you are a parent or guardian and believe that a minor has registered an account or provided personal data to 45jl, please contact the support team immediately so that the matter can be investigated and resolved.

The 45jl platform integrates with third-party services including game providers, payment processors, and identity verification partners. While 45jl selects these partners carefully and requires appropriate data protection commitments from them, each third-party service operates under its own privacy policy and data handling practices.

45jl is not responsible for the privacy practices of third-party game providers, payment networks (including GCash, Maya, BPI, BDO, UnionBank, and Metrobank), or other external services. We encourage players to review the relevant third-party privacy policies when interacting with these services through the 45jl platform.

45jl may update this Privacy Policy from time to time to reflect changes in our data processing practices, legal obligations, or regulatory requirements. Material changes will be communicated to registered players via the email address or mobile number associated with their 45jl account at least seven (7) calendar days before the updated policy takes effect.

The "Last Updated" date at the top of this page will be revised whenever a new version of the Privacy Policy is published. Players who continue to use the 45jl platform after the effective date of a revised Privacy Policy are deemed to have accepted the updated terms.

The most current version of this Privacy Policy is always accessible at 45jl.cam/privacy-policy. If you disagree with any revision, please contact support to discuss your options, which may include account closure and return of your verified real-money balance.

For any questions, requests, or concerns related to this Privacy Policy or 45jl's handling of your personal data, please contact us through the following channels:

• Email: [email protected] — for privacy rights requests, data breach notifications, or general privacy enquiries (plain text, not a clickable link).
• Live Chat: Available 24 hours a day, 7 days a week through the chat widget on the 45jl platform — for urgent privacy concerns or account-related data requests.

45jl is committed to resolving privacy-related queries and rights requests within the timeframes prescribed by the Data Privacy Act of 2012 and NPC guidelines. Where a matter requires escalation, players retain the right to contact the National Privacy Commission of the Philippines directly.